Can I consolidate multiple super accounts?

Often, yes, but it pays to be careful. Before consolidating, we review the insurance held inside each fund, contribution arrangements and any exit costs so no important benefits are lost along the way.

How much can I contribute to super each year?

Contribution caps change over time and depend on the type of contribution (concessional or non-concessional). We model your contributions against the current caps and your wider strategy to keep things compliant and tax effective.

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Superannuation in Newcastle

Small steps today, a bigger difference tomorrow.

Is Your Super Really Working for You?

Superannuation is one of the biggest assets you'll ever own, but it's often set up once and forgotten. Many people don't know how their super is invested, what they're paying in fees, or whether they're on track for the retirement they want. At Newburn Wealth Advisory, we help locals across Newcastle, Lake Macquarie, Port Stephens, and the Hunter Valley make the most of their super so they can retire sooner, or more comfortably. To review your super, call us on 0417 481 493.

Fund Review & Consolidation

Compare your existing funds across fees, insurance and investment options to find a suitable option for your situation.

Smarter Contributions

Salary sacrifice, personal deductible and spouse contributions, sequenced to get the most benefit.

SMSF Setup & Oversight

End-to-end support if a Self-Managed Super Fund suits your situation, from set-up through to ongoing strategy.

Tailored advice

personalised to you

Frequently Asked Questions

Self-Managed Super Funds can suit people who want more control over their investment strategy and have the balance and engagement to justify the cost and responsibility. We help you work out whether it's a suitable option before any decision is made.

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Our superannuation services include:

We help make sure your super is working hard for the future you want.

Helping you make the most of the long-term benefits of your super
Tax-effective contribution strategies
Matching your investment mix to your goals and time frame
Choosing a fund that aligns with your values
Making sure you're getting value for the fees you pay
SMSF establishment, strategy and ongoing review

Book a Consultation

Getting More From Your Super

Small Decisions Today, Big Difference at Retirement

Most Australians spend more time choosing a new phone than reviewing the super fund that will pay for their retirement. We help clients across Newcastle, Lake Macquarie, Port Stephens and the Hunter Valley reverse that. Small adjustments in your forties and fifties, like an extra salary sacrifice, a switch to a more appropriate investment option, or consolidating duplicate accounts, can mean tens of thousands of dollars more at retirement. We're independent of any particular super fund, so the recommendation is based on what suits your situation rather than a product we're tied to.

For some clients that means staying in a low-cost industry fund with a tweaked investment mix. For others, it means a retail platform that allows more flexible portfolio construction, or a Self-Managed Super Fund where the balance and engagement justify the extra responsibility. Contribution strategy is where many people leave money on the table. Concessional contributions, non-concessional caps, carry-forward rules, spouse contributions and the government co-contribution all interact with your wider tax position, and we sequence these for you so you stay inside the caps and ahead of rule changes.